Satellite-Powered Agricultural Credit Intelligence
Transform farm loan decisions with real-time satellite data. Reduce NPAs by 40% while increasing loan approvals for deserving farmers.
Agricultural Lending is Broken
Banks struggle with farm loans due to lack of reliable data, leading to either high defaults or rejection of deserving farmers.
No Objective Data
Loan decisions rely on outdated land records and manual inspections that miss real-time crop conditions.
High Default Rates
Unable to identify risky borrowers early leads to massive NPAs for agricultural portfolios.
Good Farmers Rejected
Without accurate farm data, banks reject creditworthy farmers who lack traditional documentation.
Manual Monitoring
Post-disbursement tracking is expensive and ineffective, missing early warning signs.
These problems cost Indian banks ₹1.5 Lakh Crore in agricultural NPAs.
See how TerraCredit solves this →Space-Age Technology for Smarter Lending
TerraCredit analyzes satellite imagery from Sentinel-2 to provide objective, real-time farm data. Banks can now make informed decisions backed by science, not guesswork.
- Real-time satellite crop monitoring
- AI-powered credit scoring
- Fraud detection from space
- RBI-compliant reports
From Farm Location to Credit Decision in 5 Minutes
Our streamlined process makes satellite-based credit assessment accessible to any bank officer with minimal training.
Input Farm Location
Enter GPS coordinates or draw farm boundary on map. We support survey numbers and village names too.
Satellite Analysis
We fetch latest Sentinel-2 imagery and analyze NDVI, crop type, irrigation, and land use patterns.
AI Credit Scoring
Our ML models combine satellite data with historical patterns to generate a farm-specific credit score.
Get Detailed Report
Receive RBI-compliant report with score, risk factors, and recommendations within 5 minutes.
See TerraCredit in Action
Watch how a loan officer analyzes a farm application in under 5 minutes using satellite imagery and AI-powered insights.
Request Demo AccessEverything You Need for Smart Agricultural Lending
A comprehensive platform that combines satellite technology, AI, and banking expertise to transform farm loan decisions.
Satellite Intelligence
Real-time earth observation data
Sentinel-2 Imagery
10m resolution multi-spectral imagery updated every 5 days
NDVI Analysis
Vegetation health index calculated for precise crop assessment
Weather Integration
Historical weather patterns correlated with crop performance
AI-Powered Analysis
Machine learning at scale
Crop Classification
Automatic identification of crop types from spectral signatures
Yield Prediction
ML models predict expected yield based on growth patterns
Risk Scoring
Comprehensive risk assessment combining multiple data sources
Bank Integration
Enterprise-ready platform
RBI-Compliant Reports
Auto-generated reports meeting regulatory requirements
Core Banking API
Seamless integration with existing loan origination systems
Portfolio Alerts
Real-time notifications for crop stress across your portfolio
Security & Compliance
Enterprise-grade security
Data Encryption
End-to-end encryption for all data at rest and in transit
Bank-Level Security
SOC 2 Type II compliant infrastructure and processes
Data Residency
All data stored in India-based data centers
Powered by trusted technology partners
Pricing That Scales With You
Start small and grow. Our pricing is designed for cooperatives of all sizes. Pay only for what you use.
Starter
Perfect for PACS and small cooperative banks
- Up to 100 credit reports/month
- Basic satellite analysis
- NDVI vegetation index
- Standard support (email)
- Single user access
- Monthly portfolio summary
- —No API access
- —No custom integrations
Professional
For district cooperative banks
- Up to 500 credit reports/month
- Advanced satellite analysis
- Crop classification AI
- Priority support (phone + email)
- Up to 10 user accounts
- Real-time portfolio monitoring
- Custom report templates
- API access (5,000 calls/month)
Enterprise
For state-level banks and RRBs
- Unlimited credit reports
- Full satellite suite
- Dedicated ML model training
- 24/7 dedicated support
- Unlimited users
- White-label option
- Core banking integration
- Unlimited API access
- On-premise deployment option
- Custom SLA
🎉 Launch Offer: 3 Months Free
Sign up for an annual plan before March 2025 and get 3 months free. Plus, we'll provide complimentary integration support worth ₹50,000.
Claim This OfferFrequently Asked Questions
Is there a free trial?
Yes! All plans come with a 14-day free trial. No credit card required.
What payment methods do you accept?
We accept bank transfers, UPI, credit/debit cards, and can invoice for annual contracts.
Can we upgrade or downgrade anytime?
Absolutely. You can change plans at any time. Changes take effect from the next billing cycle.
Is there a setup fee?
No setup fees for Starter and Professional plans. Enterprise plans may have one-time integration costs.
Ready to Transform Your Agricultural Lending?
Schedule a personalized demo with our team. We'll show you how TerraCredit can reduce NPAs and improve loan decisions for your bank.
What to expect:
- 30-minute personalized demo
- Live satellite analysis of your region
- ROI calculation for your portfolio
- Implementation roadmap discussion
- No obligation, no credit card required